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Do I need a survey?

Technically, you don’t need a survey to purchase a property. It’s not a standard requirement your solicitor will sort in their searches, so it’s up to you if you want to book a survey in. 

Most people think, “if it’s not needed, why would I pay for one?” and it’s a fair question. With the cost of living still on the rise, and property moves being costly, it is understandable that people are reluctant to carry out a survey if it is considered ‘extra’. 

However, when buying any property you must consider risks. This can include an array of things, with quality being one of them. Regardless of the cosmetic standard, it’s sensible to check the house itself is up to scratch.

A standard Level 2 survey will give you peace of mind that the property you are buying is in a good condition. Or, if the survey identifies flaws, it’ll give you the opportunity to pull out or re-negotiate if you are going to have to put more money into the property to get it up to standard. 

This is even more important if the property you are buying has been extended or altered in some way, as poor or illegal work could lead to breaches in mortgages and insurances – all at your expense. It’s important to weigh up the cost of the survey now, compared to the potential costs the property could cause down the line.

In some cases, a vendor may have commissioned a survey on the home ahead of the sale. Some sellers do this as they understand it can go a long way in helping the sales process. If this does happen, you might still want to get a second opinion so be sure to discuss this report with a professional.

Overall, a survey may also give advice and guidance on any legal, environmental and risks to occupants. It may also prepare you for any possible issues when it comes to re-sale that may not be obvious from an initial viewing.

Typically, when we buy a house we usually spend a very short amount of time looking around before making an offer. As it is likely to be the most expensive purchase you will make, it’s fair to want assurances. The benefit of a survey is to have an experienced and qualified person closely and expertly assess the property. 

A surveyor will look at the property from an objective and impartial position. They aren’t going to live there, so they don’t have to love the property, but do need to report on it accurately. 

If you want to speak to one of our experts who can advise on what type of survey you need, contact us today. We have surveyors based in Taunton and Yeovil who service the South West.

For more information please contact one of our Survey & Valuation offices, contact Taunton here and Yeovil here
 

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