Buying a home is a very exciting time, but the process of applying and getting accepted for a mortgage can be overwhelming. Whether you are buying your first home, or moving up the ladder, our partnership with local advisors Cooper Associates Mortgages means they can provide the best possible service throughout your property journey, with an honest, professional and friendly service.
First Time Buyers
Thinking about buying your first home? Getting onto the property ladder can be a big step but it doesn't have to be daunting. It's the largest purchase most people will ever make, and it's a very important one. Therefore it’s vital that you have the right mortgage for your circumstances. If you're a first-time buyer, we'll help you understand what's involved in getting on to the property ladder, how much you can borrow and how much you'll pay in monthly mortgage repayments.
A remortgage is when you move your mortgage on your existing property from one lender to another. Your new mortgage replaces your old mortgage. The amount you can borrow will depend on the value of your property and the amount outstanding on your existing mortgage. Remortgaging can be used for many purposes – to consolidate debts, release equity or lower monthly payments. It may also be possible to reduce the interest rate by remortgaging with another lender.
Buy To Let
With a buy to let mortgage, you can borrow money to purchase an investment property and use it as a rental or holiday home. You don’t have to live in the property, but you do have to pay off the mortgage over time. The most common type of buy to let mortgage is a residential mortgage that has been converted into an investment loan.
Commercial mortgages are used to finance commercial buildings and other types of real estate. Commercial mortgages are typically used by businesses that need financing for office buildings, retail locations, warehouses and other types of commercial property. There are several different types of commercial mortgages, each with their own set of benefits.
Ready to take the next step?
Cooper Associates Mortgages are experts in all areas of mortgages, from first time buyers to buy to let landlords. They have a team of experts ready to help you find the right mortgage, guiding you through all aspects to ensure you get a suitable deal.
Frequently Asked Questions
About Cooper Associates Mortgages
COOPER ASSOCIATES MORTGAGES
Whether you are a first-time buyer, moving home or looking for advice on your remortgage or equity release, the award-winning mortgage advisers at Cooper Associates Mortgages will guide you through the process, making potentially complicated matters as simple as they can be for you. Cooper Associates Mortgages provide a fee-free, whole of market service. Complete the form below for a free consultation with Cooper Associates Mortgages.